Insurance won’t cover flood disfigurement in Jax

My condo in Jacksonville, FL, gave a view of the ocean.

We weren’t located right on the water however could walk to it quite easily.

My fiance as well as I were cheerful by the quick access to the beach, water activities as well as amenities of the location. We were just minutes from a wide variety of restaurants, bars as well as shopping. Unfortunately, when a hurricane swept through Jacksonville, there was wide-spread flooding. At one point, there was more than 2 feet of dirty water inside our home. It caused a tremendous amount of disfigurement as well as smelled horrible. Everything was coated in a layer of filth. The water destroyed hardwood floors, carpeting, molding, walls, furnishings as well as appliances. We lost our heat pump, water heater, washing unit as well as dishwasher. Even after the water receded, we dealt with a great deal of mold growth. We sad about air quality as well as the spread of bacteria. When we called our insurance contractor as well as submitted a claim, they said we did not qualify for any compensation. Because our living space was a six inch step down from the family room of the home, the insurance contractor considered it a basement. According to their parameters, our entire living section was a basement. There was no way we could afford to make repairs without insurance coverage. We were stuck with a house that wasn’t fit to live in as well as no way to repair it. We also couldn’t sell the house by way of traditional means. We were very thankful for the benefit of a money condo buyer. We chose a local, family-owned money customer in Jacksonville. Within one day, we had a money offer that was in line with the market value. Once we accepted, the steps were completed very rapidly. There were no delays due to appraisals, inspections, repairs or bank lending.
sell a condemned house